• The daily market direction uses S&P 500 index to track whether a day ended green or red.

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• If Nasdaq or Dow 30 end green, but S&P 500 ends red, it counts as a red day for the game, as the S&P is the most diversified index.

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• If SPY, the ETF, ends green, and S&P 500 index ends red, it counts as a red day, and vice-versa.

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• If the S&P ends flat (0.00%), it ends flat. Everyone wins (sort of)!

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• Whenever you choose a market direction, you are also participating in the Monthly Game.